Chapter 6: Housing


Section 11: Home Ownership Resources



Listing by city.

Big Five Community Services

Big Five Community Services, Inc. is a 501(c)3 private, non-profit Oklahoma corporation operating as a Community Action Agency. Big Five is governed by a 15 member Tripartite Board of Directors with daily operations directed by Executive Staff.

1502 North 1st Avenue
Durant , OK 74701

Voice: 

580-924-5331

Fax: 

580-920-2004

Central Oklahoma Community Action Agency

Email:

info@cocaa.org

Central Oklahoma Community Action Agency helps low-income individuals and families avoid crisis situations in two ways; meeting emergency needs first, then helping families gain self-sufficiency through supportive case management and partnerships with other social service providers.

131 N. Bell
Shawnee , OK 74801

Voice: 

405-275-6060

Fax: 

405-214-4326

Central Oklahoma Habitat for Humanity

Email:

info@cohfh.org

Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor - sweat equity - into building their Habitat house and the houses of others.

Voice: 

(405) 232-4828

Fax: 

(405) 232-4868

Community Action Agency of Oklahoma City and Oklahoma / Canadian Counties, Inc.

Email:

publicinformation@caaofokc.org

This agency serves Oklahoma County and Canadian County. Programs include:

  • Asset Development - Budget Counseling/Financial Management Services, Business Development Assistance, Individual Development Accounts, Tax Return Preparation Assistance;
  • Early Childhood - Car Seat Loan/Distribution, Child Care, Head Start;
  • Emergency Services - Prescription Assistance, Clothing, Fans, Rent Payment Assistance, Utility Payment Assistance;
  • Housing - Emergency Home Repairs, Homebuyer Education Classes, Rehabilitation, Weatherizing;
  • Nutrition - Garden Seed Distribution;
  • Substance Abuse - Outpatient Counseling, Residential Treatment Program;
  • Transit - Step Shopping Routes, Senior Companion Transportation; and
  • Youth - Provide School Supplies, Summer Programs;

Services include home repair and weatherizing, rehabilitation, home buyer assistance and social and community services.

319 S.W. 25th St.
Oklahoma City , OK 73109

Voice: 

405-232-0199

Fax: 

405-232-9074

Community Action Development Corporation

The mission of Community Action Development Corporation is to undertake activities and implement programs with the intent of helping low-income persons improve their quality of life and to attain self-sufficiency for themselves and their families. The agency also recognizes its role as a catalyst in community and economic development efforts and will work toward improving educational and employment opportunities, housing, health services, youth programs, and other services within the communities in which we serve.

105 S. Main
Frederick , OK 73542

Voice: 

580-335-5588

Community Action Project of Tulsa County (CAP)

Community Action Project (CAP)'s mission is to help families in economic need achieve self-sufficiency. They provide a variety of services to the low-income community. Some of the programs focus on advancing the education and school readiness of very young children (ages 0-5). Some focus on improving the financial circumstances and economic independence of families with young children. Others focus on ensuring that these children and families live in safe, secure, nurturing communities.

5330 E 31st St, Suite 300
Tulsa , OK 74135

Voice: 

918-382-3200

Fax: 

918-894-6022

Community Action Resource and Development (CARD)

Community Action Resource and Development, Inc. (CARD) is a non-profit corporation whose primary purpose is to administer anti-poverty programs in northeastern Oklahoma. Their primary service areas are Nowata, Mayes, Rogers, Wagoner, Washington, and portions of Tulsa counties.

707 W. Lowry Rd. Suites 102 & 103
Claremore , OK 74018

Voice: 

918-343-2960

Fax: 

918-341-5032

Community Development Support Association

Email:

info@cdsaok.org

Provides emergency assistance for basic needs and more.

Services for Garfield County and the surrounding counties in Northwest and North Central Oklahoma include:
Child Care Finders
Emergency Assistance
Housing
Parents as Teachers
Rxx for Oklahoma
Smart Start
Supported Employment
WIOA
YouthBuild

114 S. Independence
Enid , OK 73701

Voice: 

580-242-6131

Fax: 

580-234-3554

Deep Fork Community Action

Email:

deepforkca@aol.com

Deep Fork Community Action serves the following counties; Okmulgee, Okfuskee, McIntosh, and Hughes.
They offer assistance to the communities, such as:
Social Services; food, rent and utilities, weatherization, Home buyer education, Rx for Oklahoma (also serves Muskogee County), VITA site, Homeless Prevention & Re-Housing

223 W. 6th St.
Okmulgee , OK 74447

Voice: 

918-756-2826

Great Plains Improvement Foundation

Email:

frhodes@gpif-caa.org

Great Plains Improvement Foundation, Inc., Community Action Agency, is a mission driven agency that is an advocate for the poor population of Comanche County. We focus on the needs of individuals and families in our service area and operate programs that assist families to achieve stability and self-sufficiency.

2 SE Lee Blvd Ste 200
Lawton , OK 73501

Voice: 

580-353-2364

Habitat for Humanity - Ada

Non-Profit housing organization.

P.O. Box 1383
Ada , OK 74820

Voice: 

405-436-3089

Fax: 

405-332-1623

Habitat for Humanity - Ardmore

Email:

office@ardmorehabitatforhumanity.com

Ardmore Habitat for Humanity is a Non-Profit program, building affordable homes for low income families with zero percent interest mortgages.

301 West Main, Suite 30 P.O. Box 2412
Ardmore , OK 73401

Voice: 

580-223-1540

Habitat for Humanity - Bartlesville Area

Email:

bartlesville.habitat@gmail.com

Bartlesville Area Habitat for Humanity (BAHfH) is a nonprofit Christian housing ministry that works in partnership with people in need to help them build or renovate and then purchase their own homes.

Physical Address:
900 S. Maple
Bartlesville, OK 74003

P.O. Box 1284
Bartlesville , OK 74005-1284

Voice: 

918-337-0182

Habitat for Humanity - Central Oklahoma

Email:

info@cohfh.org

Central Oklahoma Habitat for Humanity is a nonprofit Christian housing ministry whose mission is seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities and hope.

5005 S. I-35 Service Road
Oklahoma City , OK 73129

Voice: 

405-232-4828

Fax: 

405-232-4868

Habitat for Humanity - Claremore

Email:

claremorehabitat@gmail.com

Habitat for Humanity of Claremore is a non-profit organization committed to partnering with families in need, along with the community who helps to meet that need.

Restore address:
202 N Owalla Ave
Claremore, OK 74017

P.O. Box 1213
Claremore , OK 74018

Voice: 

918-691-2764 Director
918-845-9888 Restore

Habitat for Humanity - Cleveland Co.

The Mission of Cleveland County Habitat for Humanity is to put God's love into action by bringing people together to build homes, community, and hope.

1100 W. Main St., Suite 100
Norman , OK 73069

Voice: 

405-366-2813

Fax: 

405-360-8156

Habitat for Humanity - Cushing

Email:

skerr@dcainc.com

Habitat for Humanity is a nonprofit housing organization working in local communities across all 50 states and in more than 70 countries around the world. Habitat’s vision is of a world where everyone has a decent place to live. Habitat works toward this vision by building and improving homes in partnership with individuals and families in need of a decent and affordable place to live.

1515 East Pine Street
Cushing , OK 74023

Voice: 

918-223-8053

Habitat for Humanity - Enid

Email:

info@enidhabitat.org

Enid Habitat for Humanity's program is designed to make home ownership possible for low-income families that don’t qualify for traditional loans, but have demonstrated the ability to repay a Habitat mortgage and are in urgent need of a safe, decent place to live.

Through volunteer labor and donations of money and materials, Habitat builds simple, decent and affordable houses with the help of the homeowner (partner) families.

630 E. Birch
Enid , OK 73701

Voice: 

580-237-0114

Fax: 

580-237-4738

Habitat for Humanity - Lawton-Ft. Sill

Email:

habitat.lfs@sbcglobal.net

Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor - sweat equity - into building their Habitat house and the houses of others.

1006 SW E Avnenue
Lawton , OK 73501

Voice: 

580-250-1700

Habitat for Humanity - Muskogee

Email:

muskogeehabitat@gmail.com

Habitat for Humanity is a nonprofit housing organization working in local communities across all 50 states and in more than 70 countries around the world. Habitat’s vision is of a world where everyone has a decent place to live. Habitat works toward this vision by building and improving homes in partnership with individuals and families in need of a decent and affordable place to live.

Check second website for more information
http://muskogeehfh.org/

P.O. Box 237
Muskogee , OK 74402-0237

Voice: 

918-687-1470

Habitat for Humanity - Ponca City Area

Email:

Habitat@PoncaCityHabitat.org

Ponca City Area Housing for Humanity builds and sells affordable interest-free homes, provide low-cost home repairs, offer financial and homeowner education and advocate for policies that create more housing for struggling families.

117 W. Central Avenue
Ponca City , OK 74601

Voice: 

580-765-2974

Habitat for Humanity - Stillwater

Email:

info@stillwaterhabitat.org

The mission of Stillwater Habitat for Humanity is seeking to put God’s love into action. Habitat for Humanity brings people together to build homes, communities and hope.

Office & ReStore Location
505 E 18th Ave
Stillwater , OK 74076

Voice: 

405-377-0403

Habitat for Humanity - Stroud

Email:

kwheeler@cotc.net

Habitat for Humanity is a nonprofit housing organization working in local communities across all 50 states and in more than 70 countries around the world. Habitat’s vision is of a world where everyone has a decent place to live. Habitat works toward this vision by building and improving homes in partnership with individuals and families in need of a decent and affordable place to live.

P.O. Box 352
Stroud , OK 74079-0352

Voice: 

918-987-0196

Habitat for Humanity - Tulsa Metropolitan Area

Email:

info@tulsahabitat.org

Tulsa Habitat for Humanity is a nonprofit organization that has been serving families in Tulsa County since 1988. Through home sponsorships, individual donations, and volunteer work, they are able to build safe, quality, beautiful homes and to offer affordable, low-interest mortgages to families who cannot afford a traditional mortgage. They work directly with our homeowners to ensure that housing expenses are not a cost burden, and their homebuyer program includes volunteer work and courses on homeownership in order to emphasize the importance of community involvement and education.

6235 E. 13th St.
Tulsa , OK 74112

Voice: 

918-592-4224

Fax: 

918-592-0607

Habitat for Humanity - Weatherford Community

Email:

weatherfordhabitat@gmail.com

Habitat for Humanity is a nonprofit housing organization working in local communities across all 50 states and in more than 70 countries around the world. Habitat’s vision is of a world where everyone has a decent place to live. Habitat works toward this vision by building and improving homes in partnership with individuals and families in need of a decent and affordable place to live.

P.O. Box 1851
Weatherford , OK 73096-1851

Voice: 

405-586-0003

Inca Community Action Foundation

This agency serves Atoka County, Johnson County, Marshall County and Murray County. Programs include:

  • Asset Development - Tax Return Preparation Assistance;
  • Developmental Disabilities - Job Skills, Residential Services;
  • Early Childhood - Head Start;
  • Emergency Services - Clothing, Food, Prescription Assistance, Rent/Mortgage Payment Assistance, Utility Payment Assistance;
  • Housing - Homebuyer Education Classes, Single Family Construction, Weatherizing;
  • Nutrition - Child and Adult Care Food Program, Garden Seed Distribution;
  • Senior Citizens - RSVP, Foster Grandparents;
  • Transit - Road to Work Routes, SoonerRide;
  • Youth - Students Working Against Tobacco, Postponing Sexual Involvement; and
  • Other: Turning Point Initiative.
201 S. Capitol St., Ste. 2, P.O. Box 68
Tishomingo , OK 73460

Voice: 

580-371-2352

Fax: 

580-371-3085

KiBois Community Action Foundation

This foundation serves Haskell County, Latimer County, LeFlore County and Pittsburg County. Programs include:

  • Asset Management - Tax Return Preparation Assistance, Budget Counseling/Financial Management Services;
  • Developmental Disabilities - Pre-employment Skills/Competencies, Residential Services;
  • Early Childhood - Head Start;
  • Emergency Services - Prescription Assistance, Food, Clothing, Rent/Mortgage Payment Assistance, Utility Payment Assistance;
  • Housing - Group Homes, Down payment/Closing Cost Assistance, Multifamily Housing Developments, Rehabilitation, Weatherizing;
  • Nutrition - Child and Adult Care Food Program, Counseling/Training;
  • Senior Citizens - RSVP; and
  • Transit - Road to Work Routes, SoonerRide.

200 S.E. "A" St., P.O. Box 727
Stigler , OK 74462

Voice: 

918-967-3325

Toll Free: 

800-299-4479

Fax: 

918-967-8660

Little Dixie Community Action Agency, Inc.

Little Dixie's Family Service Centers offer comprehensive case management services throughout Choctaw, McCurtain, and Pushmataha counties. Referrals are made to the different agencies in partnership with Little Dixie, such as: Department of Human Services, Red Cross, the county health departments, S.O.S., FEMA, Helping Hands, and the Ministerial Alliance in each county.

Little Dixie works with the local utility companies to provide payment assistance for utility bills. Little Dixie also assists low-income families with rent payments and provides emergency food vouchers. Referrals are also made to in-house programs such as the Homeless Program and the Transit Program, depending on the individual's need.

This agency serves Choctaw County, McCurtain County and Pushmataha County. Programs include:

  • Asset Development - Tax Return Preparation Assistance, Budget Counseling, Business Development Assistance;
  • Early Childhood - Child Care, Early Head Start, Head Start;
  • Emergency Services - Prescription Assistance, Food, Temporary Shelter, Rent/Mortgage Payment Assistance, Utility Payment Assistance;
  • Housing - Down payment/Closing Cost Assistance, Multifamily Housing Developments, Rehabilitation, Single Family Construction, Weatherizing;
  • Nutrition - Child and Adult Care Food Program;
  • Senior Citizens - RSVP;
  • Transit - Road to Work Routes, SoonerRide;
  • Youth - Court Appointed Special Advocacy, Mentoring, Youth Restitution, Provide School Supplies; and
  • Other - Management of State Parks, Kiamichi Development Corporation, Economic Development Initiatives, Turning Point Initiative.
209 N. 4th St.
Hugo , OK 74743

Voice: 

580-326-3351

Muskogee County Community Action Foundation

Call for information on services provided.

1313 N. Main St.
Muskogee , OK 74401

Voice: 

918-683-7637

Fax: 

918-683-8627

Neighborhood Housing Services Of Oklahoma City

Email:

rolandc@nhsokc.org

For low to moderate income families, this program assists with loans for home purchase, home repair loans, down payment and closing cost loans, home buyer education classes and financial counseling.

1320 Classen Drive, Ste. 200
Oklahoma City , OK 73103

Voice: 

405-231-4663

Neighborhood Housing Services of Tulsa

Housing programs, including first-time homebuyer assistance with closing and down payment costs, homebuyer education, and income and other eligibility criteria apply for some programs.

1436 N. Cheyenne Ave.
Tulsa , OK 74106

Voice: 

918-582-3711

Northeast Oklahoma Community Action Agency

Email:

info@neocaa.org

This agency serves Delaware County and Ottawa County. Programs include:

  • Asset Development - Tax Return Preparation Assistance, Budget Counseling/Financial Management;
  • Early Childhood - Head Start;
  • Emergency Services - Prescription Assistance, Rent/Mortgage Payment Assistance, Utility Payment Assistance;
  • Housing - Downpayment/Closing Cost Assistance, Rehabilitation, Rental Units, Single Family Construction, Weatherizing; and
  • Nutrition - Child and Adult Care Food Program.

856 E. Melton Dr., Ste. C, P.O. Box 603
Jay , OK 74346

Voice: 

918-253-4683

Fax: 

918-253-6059

Oklahoma Association of Community Action Agencies (OACAA)

Email:

OKACAA@yahoo.com

OACAA provides its 18 Community Action Agency members and others with poverty-related information, education and technical assistance. The Association conducts public awareness programs on poverty and efforts of Community Action Agencies to assist economically disadvantaged persons.

Programs vary among community action agencies, but many offer these services:

  • Home buyer assistance,
  • Home repair and weatherizing,
  • Home buyer education,
  • Housing for people with disabilities,
  • Employment and training programs,
  • Small business development services,
  • Transportation,
  • Early and Periodic Screening,
  • Diagnosis and Treatment (Medicaid-funded health screening and treatment for children),
  • Nutrition and congregate meal programs for the elderly,
  • Homeless services,
  • Emergency assistance, food, clothing,
  • Car seat loan and distribution,
  • Disaster relief (FEMA),
  • Income tax assistance,
  • Credit counseling,
  • Literacy programs,
  • GED classes,
  • Head Start programs,
  • Parent education,
  • Community development
  • Community based services for individuals with disabilities, and
  • Information and advocacy.

Request a map and chart of services offered by each community action agency from OACAA.

605 Centennial Blvd
Edmond , OK 73013

Voice: 

405-949-1495

Fax: 

405-509-2712

Oklahoma Housing Finance Agency

OHFA provides rental assistance, homebuyer assistance and other programs for low to moderate income families statewide, as well as tax credits and financial help for developers of affordable and low income housing.

100 N.W. 63rd St., Ste. 200, P.O. Box 26720
Oklahoma City , OK 73116

Voice: 

405-848-1144

TTY: 

405-848-7471

Toll Free: 

800-256-1489

Opportunities, Inc.

Opportunities, Inc. seeks to remove obstacles and solve problems which inhibit the ability of low income families to attain self-sufficiency. Utilizing funds, from the Community Service Block Grant (CSBG), Opportunities, Inc. is able to provide a range of services and activities to impact upon the problems of poverty.

This agency serves Alfalfa County, Beaver County, Blaine County, Cimarron County, Custer County, Dewey County, Ellis County, Harper County, Kingfisher County, Major County, Texas County, Woods County and Woodward County. Programs and services include:

  • Asset Development - Tax Return Preparation Assistance;
  • Developmental Disabilities - Residential Services;
  • Early Childhood - Head Start;
  • Emergency Services - Clothing, Food, Prescription Assistance, Rent/Mortgage Payment Assistance, Temporary Housing, Utility Payment Assistance;
  • Employment - Job Training Funding;
  • Housing - Single-Family Construction, Rentals, Weatherizing;
  • Nutrition - Child & Adult Care Food Program, Congregate Meal Sites, Meals Delivery to Residences;
  • Senior Citizens - RSVP;
  • Substance Abuse - Outpatient Counseling, Residential Treatment; and
  • Other - Turning Point Initiative.
117 W. Russworm, P.O. Box 569
Watonga , OK 73772

Voice: 

580-623-7283

Fax: 

580-623-7290

Refinance & Mortgage Guide for People with Disabilities

This guide seeks not only to provide the reader with the most relevant and essential resources needed to navigate the myriad of red tape and sometimes rigid processes regularly associated with real estate purchases; it also aims to educate you.

1209 Orange Street
Wilmington , DE 19801

Southwest Oklahoma Community Action Group

Email:

socag@swbell.net

This group serves Greer County, Harmon County and Jackson County. Programs include:

  • Asset Development - Tax Return Preparation Assistance;
  • Developmental Disabilities - Pre-employment Skills;
  • Early Childhood - Head Start;
  • Emergency Services - Food, Rent/Mortgage Payment Assistance, Utility Payment Assistance, Fans/Blankets;
  • Housing - Single-family Construction, Multifamily Construction, Homebuyer Education Classes, Rehabilitation, Rental Units, Weatherizing;
  • Nutrition - Child and Adult Care Food Program, Congregate Meal Sites, Meals Delivered to Residences, Counseling/Training;
  • Senior Citizens - RSVP;
  • Substance Abuse - Jackson County Tobacco Control Program;
  • Transit - Public, SoonerRide;
  • Youth - Communities of Promise; and
  • Other Programs - Communities of Excellence/Tobacco Control, Adult Day Care, RX for Oklahoma.
900 S. Carver Rd., P.O. Drawer 1088
Altus , OK 73521

Voice: 

580-482-5040

Fax: 

580-482-5433

United Community Action Program

Provides emergency services such as assistance with pharmacy payments, rental/mortgage payments, utility, food, clothing and more.

This program serves Creek County, Kay County, Noble County, Osage County and Pawnee County. Programs include:

  • Early Childhood - Child Care, Early Head Start, Head Start;
  • Emergency Services - Prescription Assistance, Clothing, Pantry, Rent/Mortgage Payment Assistance, Temporary Shelter, Utility Payment Assistance;
  • Housing - Multifamily Development, Rehabilitation, Emergency Home Repairs, Weatherizing;
  • Nutrition - Child and Adult Care Food Program, Meals Delivered to Residences;
  • Substance Abuse - Outpatient Counseling;
  • Transit - On Demand, Road to Work Routes, SoonerRide;
  • Youth - Provide School Supplies, Tutoring, Summer Programs; and
  • Other - RxAssist for Oklahoma.
501 6th Street
Pawnee , OK 74058

Voice: 

918-762-2561

Fax: 

918-762-3418

Washita Valley Community Action Council

This council serves Caddo County and Grady County. Programs include:

  • Asset Development - Tax Return Preparation Assistance;
  • Early Childhood - Head Start;
  • Emergency Services - Rent/Mortgage Payment Assistance, Utility Payment Assistance;
  • Housing - Downpayment/Closing Cost Assistance, Homebuyer Education Classes, Weatherizing;
  • Nutrition - Child and Adult Care Food Program; and
  • Transit - Road to Work Routes, SoonerRide.
205 W. Chickasha Ave, P.O. Box 747
Chickasha , OK 73023

Voice: 

405-224-5831

Fax: 

405-222-4303